Bangsters

Have you noticed that bankers have overtaken lawyers as the lowest form of life? I believe that Joe Public wants something done about the fine mess these irresponsible people have landed us in. All the government has done is feed them huge amounts of our taxes. They need chastisement not bail out. So what's to do?

Well, first of all, an appropriate new name for these berks. The usual epithet is to change the first letter of the name, banker. Let us put aside such low sexual insinuations and have a new name. Bankers who have behaved like criminals, like gangsters, should henceforth be called BANGSTERS.

How to chastise them? Most employees can be fired for gross incompetence. i would rather make them work. Reduce all bank directors and executives to the salaries and perks of the newest, basic grade cashiers, with the same share options, bonuses, pensions etc as the humblest cashier. If they do not like it, there's the door. I am sure there are plenty of others capable of running banks better than this shower has.

Next, let the government force the banks out of their quill pen and snail mail age. I mean why should it take several working days to clear a cheque? Answer: for those days the bank utilises your money interest free. Cheques in the electronic age should clear the same day, or the next if the banks wish to retain incompetence. Why does this not happen? Why do they get away with robbery like this? Too many MPs are bank directors, turkeys who will not vote for Christmas. Let them resign from their directorships now they are worth much less as per the above reforms. Instant cheque clearance shall now be the order of the day.

Any more reforms?